MEPS-IC Tables

Updated August 2011
Publication Year: 
2011

Estimates related to employer-sponsored insurance (ESI) in firms with 50 to 99 employees have been made available by the Agency for Healthcare Research and Quality (AHRQ) from the Medical Expenditure Panel Survey - Insurance Component (MEPS IC).  

While most states currently define small employers as firms with 50 or fewer employees, the Affordable Care Act (ACA) defines a small employer as a firm with 100 or fewer employees; however, states have an option to limit the small employer health insurance market to firms with 50 or fewer employees until 2016.

This new state-level data about offer, eligibility, take-up, premiums, and enrollee cost sharing for firms with 50 to 99 employees will be helpful to states as they make decisions about how to implement the ACA.

To help make this information easily accessible for states, SHADAC has created three sets of tables (separate tables by firm size for each state). These include:

* The enrollee cost sharing tables for 2006, 2008, and 2009 have been revised slightly.  For each year, the last estimate in these tables (% of private sector employees enrolled in a health insurance plan that had an individual deductible of $x,xxx or more and a family deductible of $x,xxx or more) is based on the minimum plan deductible criteria set by the IRS for that year for HSA-qualified plans (previously, the tables for all years used the 2009 criteria). Additionally, the denominator used in calculating the last estimate in these tables has been corrected to include all plans (including those without a deductible).
 
These are unpublished estimates from the 2006, 2008, 2009, 2010 and 2011 MEPS-IC surveys. Some have large standard errors, and users should be careful to use the estimates appropriately. Any estimate with a relative standard error greater than or equal to 30% does not meet the MEPS-IC standard for publication. In SHADAC’s summary tables, estimates with a relative standard error greater than or equal to 30% are marked with an asterisk.
 
Updated July 2012.